I was taken by surprise recently when I mentioned SMART goals in a meeting at work and several people didn’t know what I was talking about.

And then it occurred to me why new year’s resolutions are so often abandoned by February 1st (in fact, research shows that 80% of new year’s resolutions are forgotten by February 15th).  If you google: top five new year’s resolutions, you will find:

  • Diet or eat healthier
  • Exercise more
  • Lose weight
  • Save more money
  • Learn a new skill


The problem with these goals is that not one of them is specific, which leaves you a lot of gray areas to play around in (“I’ll splurge tonight on this ice cream sundae and start fresh tomorrow”, “I’ll just buy this one new electronic”).

They’re not measurable (Exercise how much more? One day per week? Twice a month?).

They’re not actionable (What steps will you take to lose weight? Are you going to sign up for a class to learn your new skill?).

They’re not realistic, simply because they’re so vague.

And finally, they’re not timely because there is no deadline for any of them.


So, you’ve lost 2kg by January 20th. Does that mean you met your goal? You had salads for a week. Was that the end of your diet? You went to gym for a week. So does that mean you achieved your final result?

If you’re going to set goals in the new year, it is very important to make them SMART goals in order to see the results that you’re looking for. 

Alternatively, having a poorly constructed goal can put an end to your motivation and make you feel defeated that you’re not getting anywhere. When you set an unreasonable goal, it's easy to throw in the towel when you don’t see results. The key to success is to make a plan and stick to it by creating SMART goals.

Here in this blog, I will talk a little about the goal-setting process, then I will uncover the 6 key areas of your life where you can set goals. Finally, I will give you 20 examples of effective goals that can help boost your personal development and improve your life.

Let’s start by reviewing how to set SMART goals.

  1. The first thing you need to do is to identify your goal, believe you can achieve it, and write it down. Writing down your goal will keep you accountable and studies in neuroscience have found you will be up to 1.4 times more likely to achieve your goal if you write it down.
  2. When writing your goal down, use a SMART goal worksheet to help guide you through the process of ensuring that your goal will work by using language that is specific and achievable.
  3. Start with an action verb to describe what you plan to do. Then specifically state what actions you will take. For example, Participate in two networking events per month–but then you have to add in your why:
    • Participate in two networking events per month to make six new contacts in my industry by April 1st, 2020.
  4. This goal leaves no questions about what you’re going to do to achieve your goal, how often you’re going to do it, and when you will know if you have been successful.
  5. Once you meet your goal date, whether you achieved your goal or not, you will want to assess the goal itself. Was it too far fetched? 


6 Areas of Your Life for Setting Important Goals:

Career Goals
Your career is one of the major components of your life that will determine whether or not you feel fulfilled at the end of the day. Because of this, it is critical to make career goals that will allow you to feel successful and spend your days doing something that you’re passionate about.

Start by determining your long-term career aspirations and the short-term tasks you need to do in order to achieve them. This will make up your career plan, but because your career will be a life-long journey, you will need to reevaluate your goals as necessary as time goes by.

Finance Goals
You need to set financial goals in order to become financially secure. Without having these goals, you are putting yourself at risk of spending frivolously and wasting money, which can lead to hardships if you face unexpected expenses or are ready to retire.

Being financially secure will require you to set financial goals. Reevaluating and updating these goals will allow you to track your progress and stay financially secure.
Reevaluating your financial goals every year and updating them as needed will allow you to track your progress and stay financially secure, which can reduce the stress that comes along with life’s unavoidable expenses.

Health Goals
Having health goals will help you live a long, enjoyable life. Evaluate your current state of health in all areas, including your diet, fitness, life balance, family health history, etc. and identify the areas that could use some improvement or attention. What are your current health statistics? Do you have any bad habits right now that could be further increasing your chances of developing a hereditary disease? Create goals to modify your lifestyle as needed to optimize your health.

Leisure Goals
When you think of your leisure time, you may automatically jump to the idea of having a free pass to sit around while doing nothing. However, your leisure time is a great opportunity to work on your personal development.

Identify some things you would like to learn. Your leisure time can be spent productively when you use it to gain new skills that will challenge you in some way. Having hobbies is a great way to reduce stress, explore your talents, and even bring in some extra income. So making goals in this arena is an important way to make the best use of your time in life.

Relationship Goals
It’s hard work to maintain healthy relationships. When you’re in a relationship, your goals should be mutually agreed upon with your partner.  However, if you’re not currently in a relationship, the relationship that you should work on is the one with yourself. Until you’re happy with the person that you are, you may not be in a position to be the kind of partner that you want to be for someone else.

Spirituality Goals
Your spirituality goals will help you work toward a better life on your journey toward self-actualization. Setting goals in this domain will help you live in line with your values, which means that these goals will be highly individualized in nature. To start setting these goals, explore your beliefs and consider the big questions that you want to be answered, such as what is your why? Do some self-reflection and meditation to try to set yourself in the right direction in making these goals. There are also some tools and podcasts out there to help you explore your spirituality.


18 Examples of Goals to Set for 2020 to Improve Your Life

1. Take a 30-minute walk during your lunch break three times per week.

Having a 30-minute walk during your lunch break can help you lose weight and give your mind a refreshing break. If your goal is to improve your physical health and reduce stress, it could be beneficial to you to step away from your (possibly sedentary) job and get some fresh air and sunlight.

Walking during your lunch break can help you lose weight when coupled with other healthy habits, give your mind a refreshing break, and allow you to change your environment and return to work in the afternoon feeling better prepared to conquer the second half of your day.

2. Reach out to a distant family member once a month.

As families grow up and move away from each other, it is easy to lose touch and only talk on holidays and birthdays. Break this expectation by calling cousins, aunts, and uncles to just catch up throughout the year. This will help you maintain those connections–especially with modern technology that allows us to keep in touch with loved ones around the world,

When you contact a family member, ask about their lives and share details about yours. Allowing other people to feel connected to you will help you sustain relationships with those who are going to be connected with you in some way for the rest of your life.


3. Practice active listening in your meetings at work to improve your relationships with co-workers.

Active listening is an interpersonal communication skill that will allow people to feel closer to you because they will notice that you’re taking an interest in what they say. Helping people feel heard is one of the best ways of developing a trusting relationship and connection with them.

This will also help you prevent conflicts with co-workers because it will help you develop empathy for them and learn how to take on another person’s point of view.

4. Take 20 minutes once a week to reflect on your successes or achievements for that week.

Part of this is remembering to celebrate the small wins, but another part of it is to consciously recognize what you’re doing things right. So often, we focus on the things we do wrong and dwell on our mistakes, but if you counter that with some time each week to realize everything that you did well, it can help negate some of that self-talk.

5. Learn a new skill or hobby by the end of March.

Maybe you won’t be able to master the skill, but you can certainly get a good start in three months. What is something that you’ve always been interested in but have never pursued? Set a date to get involved with this activity and stick to it. You can learn to master any skill that you put your mind to.

6. Make vegetable half of your dinner every night.

This is a very specific goal that can help overhaul your physical health. Start replacing some of the junk food that you tend to eat for dinner (mashed potatoes, fried chicken, macaroni and cheese) with whole foods that your body can use for clean energy. This is a goal that can easily be turned into a habit that will benefit you greatly for the rest of your life.

7. Meditate for 10 minutes per day.

Meditation has a lot of health benefits, from improving your immune system to increase your ability to focus. Learn how to observe your thoughts without passing judgment on them. This will help reduce your anxiety and increase your resilience to stress.

Meditation can help you find your inner peace and discover your ultimate purpose in life as you shut out all of the external factors going on and concentrate only on your mind-body connection.

Meditation has a lot of health benefits, from improving your immune system to increase your ability to focus.
You can also do some meditative journaling to help you do self-reflection. Meditation can look like a lot of different things, as long as you’re taking the time to pay attention to your body and your surroundings.

8. Leave your phone somewhere else when you’re with someone.

Whether you’re on a day trip with your immediate family or you’re out having coffee with a friend, put your phone away and give all of your attention to the people (and the moment) at hand.

Disconnecting yourself from technology when you’re in the presence of others will help you nourish the relationships that are truly meaningful in your life at the end of the day. If you haven’t already, you will eventually discover that you miss more when you ignore those around you than when you ignore your phone.

9. Build an emergency fund with 6 months’ worth of expenses.

If you’ve already done this, double it. You can really never have too much money in your emergency fund, as no one truly knows what the future holds.

Know what your expenses are and how much it would cost for you to maintain your current quality of life if you lost your income. Prepare for that as if it is imminent. It is much better to be ready if that situation presents itself than to be left panicking because you can’t pay your bills.

10. Read one new book every month.

Live the life of a continuous learner by reading a new book every month. Whether it is fiction or nonfiction, not only will reading help expand your level of knowledge, it will also keep your vocabulary sharp, improve your writing skills, and make you a better problem solver.

Find the topics that interest you the most and pick up books that relate to them. Chances are, you won’t want to put down a book that is talking about something you’re passionate about.

11. Write in a gratitude journal every night.

Reflect on the things you’re thankful for in your life. Doing so will help you live a happier life and feel more content with your current circumstances. Your gratitude journal entries don’t have to belong–they can simply be bullet lists of the things that you’re especially thankful for in the moment. Even if this is one very small thing, maintaining a gratitude journal will improve your mental health.

12. Travel somewhere new this year.

Expand your horizons by traveling somewhere you’ve never been before, Bonus points if you travel alone so you can do exactly what you want to do, see what you want to see, and learn what you want to learn. This will help you gain independence and discover an appreciation for how other people live in this world.

It is important to get out of your daily routine every now and then to gain some perspective and get a reminder that the world isn’t as small as you probably imagine on an everyday basis.

13. Start meal planning.

Meal planning can help you in the organizational arena of your life as well as the health domain. Plan your meals ahead of time each week to save yourself time after work and eliminate the dreaded question of “What’s for dinner?”

Meal planning can make a big difference in sticking to a healthy diet, it can also save you a lot of time.
There are a lot of good resources to help teach you how to meal plan and there are some tools and apps that can help save you time and make it easy. While frontloading the work at the end of the weekend may seem cumbersome, you will be thanking yourself for the rest of the week by adopting this habit.

14. Take time for your spouse or partner every day.

Maybe you meet for a quick lunch mid-day or you’re able to sit down and talk at the end of the night. Reconnecting with your partner is so important is maintaining that good relationship, staying involved in each other’s lives, and sharing any problems that one of you is facing. Relationships take continuous work to be successful, so take the time to nourish yours every day in some sort of way.

15. Create a work/life balance.

You want to be able to fit your career into your life, not fit your life into your career. So many sources have cited that one of the top five wishes of people who are near death is that they wish they had not worked as hard during their life and had instead spent that time with their family. If you have a choice to not stay late at work so you can eat dinner with your family, take those opportunities to do so. You should work to live, not live to work.

16. Complete a 30-day challenge.

30-day challenges are great because there is always an end in sight and you get to try out a new habit for a month to see if it ends up working for you. If it does, you can continue the habit and make it a part of your everyday routine.  30 day challenges can trick your mind into forming a new habit by making it seem almost like a game at first, but then realizing all of the benefits you’re gaining from it.

There are many types of 30-day challenges to try. Check out this post for 129 ideas for 30 day challenges.

17. Join a club.

Consider your interests or hobbies and find a local club or organization where like-minded people come together to engage in that activity. This will help you develop more relationships in your area with people who share your interests. Clubs are a great way to make new friends and have some more fun during your leisure time.

18. Sign up for a 5k (or 10k, half-marathon, or marathon).

Signing up is the first step to starting your training. You can’t avoid becoming physically fit when you’re trying to get ready for a big race such as one of these. Also, when you’re out running, you can take some time off to free your mind, have some fun, and enjoy the alone time. Choose a race depending upon your current level of fitness and if you have run a few of these before, make a goal of setting a personal record.



You still have some time to come up with your SMART goals for 2020, but hopefully this list inspired you in some way to make a positive change in your life. Even if you don’t really know what you want for your future, making goals will help you feel like you’re making progress in some way.

Things can dramatically change over the course of one year, and the truth is, if you know what you want to go for, you don’t need to wait until January 1st. Start today on just one thing that you feel like you can really focus on.

Remember that your goals may change over time, and reevaluating and adjusting them is a big part of ultimately being successful. Personal growth doesn’t happen in one big surge of effort. It happens slowly over time by keeping up with your realistic goals and making small–but effective–changes to your life.

What to do on a weekday in monsoon when it is raining heavily and not major work. We go for a small trip to nearby locations enjoying the great monsoon rains and the ecstatic locations with delicious foods.

The Tasty Maharashtrian Poha
On the way.



The best part of Pune is there are many amazing locations nearby which are nothing less than the majestic western ghats. Even though there are so much of unwanted constructions which are happening near the surrounding areas of Pune to fulfill the rise of population and crowd coming to Pune in search of a career. But still, there are some amazing locations like panshet, Lonavala, Lavasa, kamshet, Mahabaleshwar, bhor, etc.

View From the Caves

The beautiful mosoon Green

This year it is way too much rain here in the city, causing lots of water in the nearby dams and rivers. It was a relaxing day, thought of taking a ride just to explore. While looking in maps found about the Bedse cave which was approx 60km from the city. Got inside my raincoat and started with my mobile camera and tripod. Since it is very near I know can visit this place and return in time before sunsets.

Stairs to the caves


While I started around 10am. This place would complete the trio of Buddhist caves around Lonavala and Kamshet along with Karla Caves and Bhaja caves. But the Bedse caves relatively lesser-known to the touristy crowd and gets much lesser visitors than the other two. And since it was a weekday so I knew there won't be much crowd.

Obviously, while you are in Pune, you can afford to miss the poha while going somewhere. and in monsoon enjoying a hot poha is the best thing along with tea, even though I am not much of a fan of tea. Surrounded by lush green hills waterfalls and magnificent green lands. Connectivity is good since this is a remote location, I was not expecting it to be so good, but it was a smooth ride. Don't expect any huge marking in this place. There is a turn to the caves from the road with a small board you need to take help of google maps.  Once you reach below the hill you will find stairs which will take you to the hills. There are approx 4 to 5 small waterfall just next to the steps. Since it was raining heavily could enjoy the climb to top approx 400 stairs with water dropping from the top.

The actual caves are smaller than Karla or Bhaje, but interesting nevertheless. The unhindered view from the top is good. Also, the sidewalls of the caves are very conducive for climbing up and displaying your i-originated-from-monkeys skills.
StupaView


The most impressive cave is right at the entrance, with an open, horseshoe-arched entrance. The best-known cave is the chaitya (prayer hall) with a comparatively large stupa, the other cave is monastery - vihara. There are many small rooms around Vihar. There is also a small "Stupa" outside to the right of the main caves.




Sometimes we have to take a few decisions which may not everyone like, but that what actually your heart wants. 

Life is all about the choices we make daily. And this started when I was into engineering when everyone chose to go for JAVA and C( these are computer programing languages) I chose to go for robotics in my vacation. When everyone was taking classes related to the upcoming courses I was learning hacking.

What I feel it is not necessary to follow a specific patter what society is doing, we should do what our heart wants. not what our aunt wants.

I joined a small IT firm situated in the heart of Hyderabad city, as it was my very first job it was a different experience altogether. I enjoyed the process loved how things happened and learned so many things. The 1st year went by coding and working, 2nd year of my career I meet a nice girl, so weekends were more on the tour and traveling exploring the beauty of Hyderabad. This was the time when I developed a hobby if photography, trekking and traveling.

Post 2 years I shifted to Pune to work now with a multinational company with big goals, while I was getting time I learned guitar, worked in Dominos, did professional photography, moto blogging, cycling, etc. This was the time I learned so many things which help me meet many new people of different background, explore many places, do many things, learn different aspects of life. Which made me realize my cubical is not the only world, there are so many things which I can do.

I also started to work with a startup in the night, but gradually with time, it was getting hectic, hard to manage time and not getting enough time for myself and for the thing I love to do. 
Post my Ladakh ride I left this too and started searching for something new.



Not knowing what to do. What I want. Sometimes I felt there is something lacking in my life. when though I was working and getting a decent salary, no financial issues I was always running for more exciting, more experience, more adventure, things which will keep my adrenaline flow high.

I meet one friend who was operating a nutrition studio and was looking for coaches to work with him. I saw the presentation and join the organization. Initially, I was only enjoying this new concept, but later post lots of training on personality development, goal setting, I was able to get some real meaning of the things I was doing. After 3 year I decided to leave my full-time job and went full time working as an Entrepreneur helping people stay healthy and happy.


Why it took me 3 years?
Many time life doesn't happen our way and caused 3 years of waiting, but this was worth. I was able to learn many new things about being my own boss, learn a new aspect of having own business and the philosophy behind it. 

Now am I happy with my decision?
Yes obviously, I am master of my fate I am master of my destiny. I am excited about the upcoming years, new goals, new plans. Waiting what this life holds for me.


“Twenty years from now you will be more disappointed by the things that you didn’t do than by the ones you did do.”-Mark Twain

Guess this is my 3rd trip to Jaipur.
But still, this city doesn't forget to excite me with the beauty and the glamour.
Being the capital of Rajasthan, this city is a collection of lots of flavors of different kings who ruled this city. Every time I am here I don't forget to explore the breathtaking beauty of this place. Describing this city can't be done in words, you need to see it then only you can understand it.


At Jaipur Railway station. The journey over the train is always exciting.

Albert hall museum. One of place you can afford to miss at Jaipur

from the fort

elephant ride

With Amer Fort


Jantar Mantar

Hawa Mahal

Irresistible food at Chowki dhani


Birla temple


Obviously can't miss the Jaipur delicious food.
How about a ride
team photo at amer fort


Jal mahal

Obviously, I can't miss faluda




“Travel makes one modest. You see what a tiny place you occupy in the world.” -Gustav Flaubert

What is your way to celebrate Holi?

Yes, I obviously like colors and to play with friends dipping in water and the gulal chasing all to put colors. But this time I opted to play a different way.

No colors no music no shouting no water. Only me and a solo road trip to explore me.

The day started 7am when I packed my camera and kicked my bike filled it with lots of fuel for the day, while everyone started preparing to play colors, I was already cruising on the roads of MULSHI. Crossing mulshi lake entered the tamini ghat section. Even though the roads were under construction and major part of the road was full of dust and trucks overtaking each other, nothing could take away the enjoyment of riding alone after a long time.
This was the most amazing feeling ever, being on my bike again, enjoying the wind and the beautiful mountains. Its been already more than 2 years I did any ride like this. And I realized that was the thing I was missing actually.
I am actually a  slow rider, but riding for me holds a different meaning. I am scared a lot of riding fast, but I love to enjoy being with nature and explore different locations. And my bike helps me in this a lot. 





Many time I get question doesn't I get bored of riding alone. Actually, it doesn't feel as if I am alone. I keep on clicking lots of pictures, I keep on enjoying the beauty of rivers, mountains, and forest. I enjoy the hot sun while crossing the patches of forest. I enjoy the birds while sitting alone and looking above the valley. I enjoy bathing in rivers and lakes. And many times I get travelers on the way also, who shares his journey and all the exciting rides to offbeat locations.


This Holi Ride was also not planned it just came promptly, I decided one night before and started for the ride not knowing where I am going. I just wanted to be alone and be myself.  Around 9am I had one plate of poha in between mountains, the most delicious food you can get, there was actually no one except me and the cook who guess own that small restaurant.
While climbing down the Tamini Ghat I saw the board towards Diveghar. This was not planned at all, but I did some calculation and started towards the location. The route was again many places in construction as a major part was crossing small hills, so lots of zigzag route but it was amazing. 

At one point I missed the diversion towards the diveghar and ended up in the shrivardhan beach, again this was not planned. But actually glad I ended up at this location, check the pics to understand why.

Being a weekday and holi, there was no one at all except 3 to 4 people at the beach. Till the time I reached it was already 1pm, spent some time at beach looking at the lost sea and the horizon. Then I started towards the diveghar beach crossing the coastal route. And it is one of the best beautiful locations. One side of the road was white sand beach other side trees and the wind crossing the road. It was so amazingly beautiful I was awestruck with the beauty of the location. This place I spent maximum time clicking and doing random kinds of stuff.

many times we are so much stuck with our work that we actually tend to forget the beauty and simplicity this world is holding and waiting for us to open our winds and fly. The sea, the winds felt like they are trying to say something. I was actually flying with my mind. All of my tiredness gone I was alive again to look the view lost in the winds.
“What you’ve done becomes the judge of what you’re going to do — especially in other people’s minds.  When you’re traveling, you are what you are right there and then.  People don’t have your past to hold against you.  No yesterdays on the road.” -William Least Heat Moon

Around 3pm I started back journey via Lonavala.
This journey was kind of trip to wonder where I am going to be with me and live my life once again.
Now here I am at Kashmir. Words are never sufficient to describe Kashmir and its breath taking beauty. The green and beautiful mountains covered with blue skies are worth admiring, Here are few pics when I came here few months back. So I came here only to see my father and then left for Leh.




When I left the Kashmir City and started towards Zozilla pass, the view started getting better and better. Being September and tourist season you may found lots of tourists, bikers, motorcyclists, backpackers. Its an thrilling feeling to meet so many people from different backgrounds, origins, locations, countries.  Would suggest always go for small food stops and shops as you will find better stories and memories over there.  And yes make sure to carry multiple camera batteries which will help you a lot.

Anyway mine whole ride was kind of different, with no fixed destination and timing. I stopped where ever I feel like, went where ever I enjoyed.









Zojila War Memorial
 One of most sentimental  moment of journey, when I reached here at Zozila War Memorial. As it was getting dark and temperature was decreasing, sun was setting slowly and I was here.